Small to medium-sized businesses are the core of the United States economy, but more importantly are the life-blood of many American families. Protecting these businesses is of the utmost importance. If it’s an option, Business Owners Insurance is a great policy to purchase for protecting your business.

Protecting your company’s vehicles with business car insurance is extremely important for you’re the longevity of your company. Vehicles are one of the most important tools your business has. Business car insurance can provide protection against legal expenses from medical or death that your vehicle caused, as well as property damage. 

A promise by a guarantor to pay the oblige a specified amount if the principal party fails to meet an obligation (like meeting the terms of a contract). The bond protects the obliged party against a potential loss resulting from the principals failure to meet the terms of the contract or obligation. 

Worker’s compensation is designed to protect your company’s most important asset, the employees. According to the Occupational Safety and Health Administration, 1 in 10 construction workers are hurt every year! Worker’s compensation is there to help protect your employees should a work place injury occur. 

A commercial umbrella policy is the ultimate way to safeguard your business assets. The purpose of an umbrella policy is to act as an extra layer of liability insurance over your existing liability policies. Most umbrella policies provide an extra $1 million or $2 million in coverage for a very minimal cost with limits going much higher if needed.

A Builder’s Risk policy is an insurance product that protects commercial and residential structures while they are being renovated or built. Builders risk policies are designed to protect home builders, property flippers, and construction companies.

General liability insurance is a vital piece of protection for any business owner. General liability insurance is designed to protect the business from lawsuits in the event a customer or third party is injured or property is damaged due to the negligence of the business. There are several components of general liability insurance.

Commercial Property Insurance is one of the most common types of business insurance available. Since business locations are so vital to the operations of a business, commercial property insurance is extremely important.

Commercial Inland Marine coverage is a very important coverage to have. It’s a type of property coverage that insures property in transit. This coverage is important if you constantly ship items for your business, or if you use mobile equipment in regard to your business. A prime example of this is contractor’s equipment that is mobile and moved from job site to job site.